Balance Transfers

Consolidate all your debts to a single payment with an attractive interest rate at the term of your choice that allows you to adjust the amount of your payment at your convenience.

Conditions

Rate:17%

Fixed rate throughout the term

Term: At your choice,

Maximum 60 months

Disbursement

Commission: 2%

Transaction currency

Colones

Maximum amount

CRC 10 million

Benefits

  • Fixed rate for the entire term of the loan.
  • Term of your choice, 60 months maximum.
  • No commission fee for early payment.
  • No commission on extraordinary payments.
  • No guarantor (Restrictions Apply).
  • It allows you to transfer balances from other credit cards, stores, financial institutions, associations and others (Restrictions apply).
  • Ease of payment of your operation from an automatic debit payment to any account in another entity, or even make the payment by email or by telephone.
  • Eligible Non-salaried and salaried.
  • Credit insurance with balance coverage in case of death or total disability. (Restrictions Apply)

Basic Requirements

  • Must be 25 years old minimum and 65 years old maximum.
  • Photocopy of ID.
  • Fill in the knowing your client form.
  • Photocopy of utilities bill.
  • Complete the Authorization Form of the CIC.
  • Income verification:
    • Salaried employees: copy of recent employer receipt with CCSS and salary certificate or income certification.
    • Non-salaried person: last 12 account statements of income (CPA not required) or CPA and the last 6 statements of income.
  • Copy of the last account statement of the operations to be paid.
  • Important Notice: Other requirements may apply for final approval.

Where can I ask for it?

  • Cathay Agencies: 10 agencies at your disposal: San Pedro | Metropolitana | Barrio Chino | Rohrmoser | Multiplaza Escazú | Aserrí | Alajuela | Heredia | Puntarenas | Limón.
  • E-mail: atencionalcliente@bancocathay.com
  • Telephone Number 2527-7888

Where can I make my payment?

  • Automatic payment from your account in Bank Cathay: The easiest of all options. You will sure always pay on time.
  • Automatic payment from an account of yours in another bank: You can make your minimum payment or the total amount due of your credit card through a real time debit to your account with another bank at no cost.
  • Payment through Virtual Cathay: Make your card payments from home or office with Virtual Cathay.
  • Payment by wire transfer via SINPE directly to your credit card: Find the client account number of your credit card for each currency in your statement account. The payments are applied shortly.
  • Cathay Agencies: 10 agencies at your disposal: San Pedro | Metropolitana | Barrio Chino | Rohrmoser | Multiplaza Escazú | Aserrí | Alajuela | Heredia | Puntarenas | Limón.
 
 

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