In this section you can find the commission cost that you need to pay to carry out your transactions at Cathay Bank.
Corporate and Personal
| Fees for checkbooks | $5.00 |
| Fees for continuous checks | $5.00 |
| Commission of Cathay CK deposited in another bank and that does not have any funds. | $10.00 |
| Commission of local CK returned deposited in own accounts | $1.00 |
| Cashier´s check | $10.00 |
| Account inactivity after six months (monthly charge) | $10.00 |
| Replacement of debit card for loss or theft | $5.00 |
| PIN Reprinting | $2.00 |
| Stop-Payment Request on a check | $10.00 |
| Stop-Payment Request on an entire checkbook | $50.00 |
|
Minimum balance Fee: Corporate checking account ¢ and $ ($1000) Corporate savings Account ¢ and $ ($1000) High Yield savings account ₡ y $ (Fénix) ($1000) Personal checking account ¢ and $ ($ 100) Personal savings Account ¢ and $ ($100) |
$5.00 |
| Real-time gross settlement (SINPE) in Branches | $5.00 |
| SINPE TRANSFER T + 1 in Branches | $1.00 |
| Debit T+1 in Branches | $2.00 |
| Fund Transfers in Real Time (SINPE) through Cathay Virtual | $2.00 |
| TRASFERENCIAS SINPE T+1 por Cathay Virtual | $0.50 |
| Real Time Debit Card Transaction Processing through Cathay Virtual | $0.00 |
| Debit T+1 through Cathay Virtual | $1.00 |
| Own checks charged by clearing house | $1 ó ₡550 |
| Domestic checks from other banks deposited in Cathay´s accounts | $1 ó ₡550 |
| Account maintenance Fee (article # 15 Law 8204) | $500.00 |
Certificates and Records
| Letter of certification of balances (personal and corporate) | $10.00 |
| Certification for visa or embassy procedures | $10.00 |
| Certification of checks | $10.00 |
Bonds Issuance
| Bid Bonds (proportionately to the term) | 3% annual |
| Minimum | $50.00 |
| Issuing of Cashier´s checks (disbursement) | 5% annual |
| Minimum | $50.00 |
| Issuing of Cashier´s checks (disbursement) | $50.00 |
| SINPE transfers of credits to other banks' accounts | $50.00 |
| Cost per returned check from other banks | $20.00 |
| Cost for issuance of sundry certificates | $15.00 |
| Balance confirmation charges | $25.00 |
| Issue of registration certificate | $10.00 |
| Expenses on formalization of the disbursements of a credit line | $10.00 |
| Expenses on formalization of the disbursements of the factoring credit line | $10.00 |
International Wire Transfers
| Outbound wire transfer with SHA charges | $25.00 |
| Outbound wire transfer with SHA charges by Virtual Cathay | $20.00 |
| Outbound overseas wire transfers with OUR charges | $45.00 |
| Outbound overseas wire transfers with OUR charges by Virtual Cathay | $40.00 |
| Incoming wire transfers | $25.00 |
| Bank Drafts | $10.00 |
| Amendment to transfers sent (depends on the Correspondent Bank) | $30,00 a $65,00 |
International Trade Tariffs
Letters of Credit of Import at sight
| Opening Commission up to $50.000,00 | 0,50% over the amount |
| Surplus of $ 50,000.00 | 0,25% over the amount |
| Minimum | $50.00 |
| SWIFT | $40.00 |
| Amendments Fee | $40.00 |
| Additional SWIFT | $15.00 |
| Discrepancies | $50.00 |
Issuance of Standby Letters of Credit
| Quarterly Opening commission or part thereof | 7,5% annual |
| SWIFT | $40,00 |
| Amendments Fee | $40,00 |
| Additional SWIFT | $15,00 |
Export Letters of Credit at sight
| Advice | $75,00 |
| Charges for quarterly or part there of confirmation | 0,25% over the amount |
| Minimum | $100,00 |
| If the letter is only advised | Not applicable |
| Amendments Fee | $40,00 |
| SWIFT | $15,00 |
| Negotiation commission | 0,50% on each payment |
| Minimum for each negotiated set | $100,00 |
| Discrepancies | $50,00 |
| Cancellation / Non-use | $50,00 |
| Courier | According to destination |
Term Export Letters of Credit
| Acceptance | Additional SWIFT 0,125% monthly |
| Minimum | $100,00 |
Documentary Import Collections
| Commission | 0.25% over principal |
| Minimum | $25,00 |
| Maximum | $125,00 |
| Messages | $15,00 |
| Carriage (if needed) | $10,00 |
Clean Collections (checks received for collection)
| Commission | 0,25% |
| Minimum | $30,00 |
| Maximum | $150,00 |
| Courier | According to destination |
Documentary Collections of Exports
| Commission | 0,25% |
| Minimum | $25,00 |
| Maximum | $125,00 |
| Courier | According to destination |
| Messages | $15,00 |
| Amendment Fee | $25,00 |
| Cancellation | $50,00 |
| All international fees are charged in US dollars | |
Credit Cards
Balance Transfer, Intrafinancing and Personal Loans
| Disbursement Commission | 2% over the amount, minimum ¢15.000 |
Charges
Annual Membership
| Classic | $12,00 |
| Gold | $24,00 |
| Platinum | $48,00 |
| Corporate | $100,00 |
| Infinite | $100,00 |
Replacement
| Classic | $25,00 |
| Gold | $25,00 |
| Platinum | $25,00 |
| Corporate | $25,00 |
| Infinite | $35,00 |
Other Fees
| Returned check | $10,00 |
| Print of account statement duplicate | $1,00 per sheet |
| Issuance of Certifications or letters | $10,00 |
| Payments at Servimás, BNCR or BCR account | $5,00 |
| Reprint of PIN | $2,00 |
Overcharge for Consumption Abroad
| Classic | 1% |
| Gold | 1% |
| Platinum | 1% |
ATM's (Credit cards)
| Cash advances in our ATM's and Virtual Cathay | 2% over the amount |
| Cash advances in ATH network | 2% over the amount |
| Cash advances in ATM's outside the ATH network (BCR, BNCR, POPULAR and BAC) | 2% over the amount |
Pledge
| Payments at Servimás, BNCR or BCR account | $5,00 |
| Surcharge for clients with payments 7 days past due | $30,00 |
| Surcharge for clients with payments 12 days past due | $20,00 |
| Issuance of Certifications or letters | $15,00 |
| Exit Permit | $50,00 |