Service Commissions

In this section you can find the commission cost that you need to pay to carry out your transactions at Cathay Bank.

Corporate and Personal

Fees for checkbooks $5.00
Fees for continuous checks $5.00
Commission of Cathay CK deposited in another bank and that does not have any funds. $10.00
Commission of local CK returned deposited in own accounts $1.00
Cashier´s check $10.00
Account inactivity after six months (monthly charge) $10.00
Replacement of debit card for loss or theft $5.00
PIN Reprinting $2.00
Stop-Payment Request on a check $10.00
Stop-Payment Request on an entire checkbook $50.00
Minimum balance Fee:
Corporate checking account ¢ and $ ($1000)
Corporate savings Account ¢ and $ ($1000)
High Yield savings account ₡ y $ (Fénix) ($1000)
Personal checking account ¢ and $ ($ 100)
Personal savings Account ¢ and $ ($100)
$5.00
Real-time gross settlement (SINPE) in Branches $5.00
SINPE TRANSFER T + 1 in Branches $1.00
Debit T+1 in Branches $2.00
Fund Transfers in Real Time (SINPE) through Cathay Virtual $2.00
TRASFERENCIAS SINPE T+1 por Cathay Virtual $0.50
Real Time Debit Card Transaction Processing through Cathay Virtual $0.00
Debit T+1 through Cathay Virtual $1.00
Own checks charged by clearing house $1 ó ₡550
Domestic checks from other banks deposited in Cathay´s accounts $1 ó ₡550
Account maintenance Fee (article # 15 Law 8204) $500.00

Certificates and Records

Letter of certification of balances (personal and corporate) $10.00
Certification for visa or embassy procedures $10.00
Certification of checks $10.00

Bonds Issuance

Bid Bonds (proportionately to the term) 3% annual
Minimum $50.00
Issuing of Cashier´s checks (disbursement) 5% annual
Minimum $50.00
Issuing of Cashier´s checks (disbursement) $50.00
SINPE transfers of credits to other banks' accounts $50.00
Cost per returned check from other banks $20.00
Cost for issuance of sundry certificates $15.00
Balance confirmation charges $25.00
Issue of registration certificate $10.00
Expenses on formalization of the disbursements of a credit line $10.00
Expenses on formalization of the disbursements of the factoring credit line $10.00

International Wire Transfers

Outbound wire transfer with SHA charges $25.00
Outbound wire transfer with SHA charges by Virtual Cathay $20.00
Outbound overseas wire transfers with OUR charges $45.00
Outbound overseas wire transfers with OUR charges by Virtual Cathay $40.00
Incoming wire transfers $25.00
Bank Drafts $10.00
Amendment to transfers sent (depends on the Correspondent Bank) $30,00 a $65,00

International Trade Tariffs

Letters of Credit of Import at sight

Opening Commission up to $50.000,00 0,50% over the amount
Surplus of $ 50,000.00 0,25% over the amount
Minimum $50.00
SWIFT $40.00
Amendments Fee $40.00
Additional SWIFT $15.00
Discrepancies $50.00

Issuance of Standby Letters of Credit

Quarterly Opening commission or part thereof 7,5% annual
SWIFT $40,00
Amendments Fee $40,00
Additional SWIFT $15,00

Export Letters of Credit at sight

Advice $75,00
Charges for quarterly or part there of confirmation 0,25% over the amount
Minimum $100,00
If the letter is only advised Not applicable
Amendments Fee $40,00
SWIFT $15,00
Negotiation commission 0,50% on each payment
Minimum for each negotiated set $100,00
Discrepancies $50,00
Cancellation / Non-use $50,00
Courier According to destination

Term Export Letters of Credit

Acceptance Additional SWIFT 0,125% monthly
Minimum $100,00

Documentary Import Collections

Commission 0.25% over principal
Minimum $25,00
Maximum $125,00
Messages $15,00
Carriage (if needed) $10,00

Clean Collections (checks received for collection)

Commission 0,25%
Minimum $30,00
Maximum $150,00
Courier According to destination

Documentary Collections of Exports

Commission 0,25%
Minimum $25,00
Maximum $125,00
Courier According to destination
Messages $15,00
Amendment Fee $25,00
Cancellation $50,00
All international fees are charged in US dollars

Credit Cards

Balance Transfer, Intrafinancing and Personal Loans

Disbursement Commission 2% over the amount, minimum ¢15.000

Charges

Annual Membership

Classic $12,00
Gold $24,00
Platinum $48,00
Corporate $100,00
Infinite $100,00

Replacement

Classic $25,00
Gold $25,00
Platinum $25,00
Corporate $25,00
Infinite $35,00

Other Fees

Returned check $10,00
Print of account statement duplicate $1,00 per sheet
Issuance of Certifications or letters $10,00
Payments at Servimás, BNCR or BCR account $5,00
Reprint of PIN $2,00

Overcharge for Consumption Abroad

Classic 1%
Gold 1%
Platinum 1%

ATM's (Credit cards)

Cash advances in our ATM's and Virtual Cathay 2% over the amount
Cash advances in ATH network 2% over the amount
Cash advances in ATM's outside the ATH network (BCR, BNCR, POPULAR and BAC) 2% over the amount

Pledge

Payments at Servimás, BNCR or BCR account $5,00
Surcharge for clients with payments 7 days past due $30,00
Surcharge for clients with payments 12 days past due $20,00
Issuance of Certifications or letters $15,00
Exit Permit $50,00
 
 


 

Central Offices, 300 meters east from San Pedro de Montes de Oca´s Church.

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